Search academic texts

Information × Registration Number 0212U001397, 0110U002511 , R & D reports Title Banking strategic alliance: modeling of activity in the conditions of crisis popup.stage_title Банківський стратегічний альянс: моделювання діяльності в умовах кризи Head Chubukova Olga, Registration Date 03-02-2012 Organization Kiev national university of technology and design popup.description2 The object of study is the banking system of Ukraine and its information processing system, finance, legal, social and psychological relationships in the system "Bank - Client". Purpose - to overcome the banking crisis at the expense of long-term intensification of the flow deposit in bank funding and release of tension in relations between banks and clients effective ways to encourage the public to pay for deposits and loans through the temporary conversion of the loan to deposit banking by forming a strategic alliance. Research Methods - Simulation of banking, computer experiment. We developed scenarios of the banking system in extreme conditions, the algorithm and program of numerical experiments of the banking strategic alliance. Through the introduction of BSA significant differences between mortgage payments and contributions to the deposit to repay the loan and, with a significant loan term, the reduction of the deposit period compared with the term of the loan. The proposed terms of cooperation between the public and the banks are profitable for both parties: the borrower repays the debt to the bank with much lower monthly payments, the bank receives the full amount, even before the credit program, takes long-term client, get rid bad loans. And, most importantly, will be charged social tension in society, to restore public confidence in financial institutions to increase the amount of revenue to the banks. Potential economic effect by increasing the amount of revenue resources populations in the banks and the transition to the regime of long-term investment depends on a whole system of measures and can reach millions of monetary units. Product Description popup.authors Рубан Владислав Якович popup.nrat_date 2020-04-02 Close