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Information × Registration Number 2119U003878, Article popup.category Thesis Title popup.author popup.publication 01-01-2019 popup.source_user Сумський державний університет popup.source https://essuir.sumdu.edu.ua/handle/123456789/77665 popup.publisher Sumy State University Description We must admit that digital transformation has influenced the development of new financial innovations. Undoubtedly, it is rapidly changing the operation way of financial market by innovative financial technology, or Fintech, that is being used “as a variety of innovative business models and emerging technologies that have the potential to transform the financial services industry” [2]. Nowadays, there are more and more companies that offer financial services for banking and non-banking financial institutions and create strong competition with traditional financial intermediaries. popup.nrat_date 2025-05-12 Close