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Інформація × Реєстраційний номер 2117U001924, Матеріали видань та локальних репозитаріїв Категорія Стаття Назва роботи Сплата страхового відшкодування утриманцям потерпілого в ДТП: проблемні аспекти Payment of Insurance Remedies for Personal Carriers in Accuracy: Problem Aspects Автор Дата публікації 01-01-2017 Постачальник інформації Київський національний університет імені Тараса Шевченка Першоджерело https://ir.library.knu.ua/handle/15071834/5205 Видання Опис В статті розглядається порядок сплати страховиком страхового відшкодування утриманцям потерпілого в дорожньо-транспортній пригоді, досліджуються способи отримання страхового відшкодування утриманцями, окреслюється проблема невизначеності на законодавчому рівні процедури повідомлення утриманцем страховика про припинення статусу утриманця. Також аналізуються законодавчі гарантії мінімального утримання та індексації страхової виплати, у разі, якщо виплата здійснюється частинами. Акцентується увага на спеціальності норм, які регулюють питання строку виплати страхового відшкодування. Надаються пропозиції щодо вдосконалення чинного законодавства. The State, in order to provide compensation for damage caused to the life, health and property of victims of the operation of land vehicles in Ukraine, resolved these issues, including the Law of Ukraine. The purpose of this article is to highlight the procedure for the fulfillment of obligations by the insurer in the implementation of insurance indemnity to the victim's dependents and the introduction of amendments to the current legislation. The law does not include the right of the insurer to demand from the dependents a claim for indemnity every time a person has to receive part of the insurance indemnity. If the insurer has decided to reimburse the damage caused by the victim's death in parts, then he makes this decision on the basis of the application for insurance payment (one application for insurance payment, on the basis of which all parts of the insurance indemnity are paid or one-time payment is made). The insurer may, if necessary, request rectifying information (for example, regarding bank details if the next part of the insurance indemnity has been returned by the bank because the account is closed or information that the student has continued training in the next course). But the provision of the information requested to the insurer is carried out with an accompanying letter, application, application, rather than by submitting a new application for insurance payment in accordance with Article 35 of the Law. Taking into account that according to clause 27.2 of Article 27 of the Law the insurer makes indemnification to dependents under the conditions established by Article 1200 of the Civil Code of Ukraine, this provision is special for this type of payment, therefore, the period for the payment of the maintenance to dependents is regulated in the system link between articles 36 of the Law and 1200, 1202 of the Civil Code of Ukraine. So, if the person had the status of a dependence on the date of death of the victim, but at the time of the settlement of the insurance business no longer has the status of a dependency, then the insurer in the part of the term of insurance indemnity can be guided only by Article 36 of the Law. If the person at the time of the settlement of the insurance case has the status of a dependent, then the insurer, in terms of the period of payment of the insurance indemnity, shall be guided either by Article 36 of the Law (in the case of payment of an insurance indemnity by a lump sum payment) or by Articles 1200 and 1202 of the Civil Code of Ukraine (in the case of payment of insurance indemnities by installments). In this case, regardless of the chosen method of payment, the member must receive an insurance payment in the amount not less than the guaranteed minimum size. To date, not resolved at the legislative level is the question of confirmation by the person receiving the insurance indemnity, his dependence status. After all, for example, such dependents as students can be deducted from an educational institution, and then cease to be dependents until they reach the age of 23. However, if these individuals receive monthly insurances, then they will be deprived of such a right after the deduction (if, as at this date, the insurer has not paid the guaranteed minimum maintenance, he must pay a one-time balance to the guaranteed minimum retention). In order to avoid unjustified payments, clause 27.2 of Article 27 of the Law of Ukraine "On Compulsory Insurance of Civil Liability of Owners of Land Vehicles" should be amended by the following paragraph: "A relative who is obliged to inform the insurer about the termination of the status of a dependency within 10 working days from the date of termination of such status ". Додано в НРАТ 2025-05-12 Закрити