Реєстраційний номер
2125U006701, Матеріали видань та локальних репозитаріїв
Категорія
Thesis
Назва роботи
Digitalisation of the lending activity of ukrainian banks
Автор
Hrytsenko Larysa Leonidivna
Kozhushko I.
Hrytsenko Larysa Leonidivna
Kozhushko I.
Дата публікації
01-01-2025
Постачальник інформації
Сумський державний університет
Першоджерело
https://essuir.sumdu.edu.ua/handle/123456789/100977
Видання
Сумський державний університет
Опис
Thus, the process of digitalisation of the bank’s lending activities is currently complicated due to the influence of external factors. The unstable economic situation limits the possibility of using digital technologies in the process of selecting loan applications and making decisions on loan issuance. At the same time, the integration of digital tools into the loan portfolio management process allows banks to significantly improve the accuracy of risk assessment and the efficiency of risk management, which, as a result, helps to minimise or completely avoid financial losses. In addition, extensive automation and robotisation of management and analytical processes reduces operating costs and improves the speed and quality of customer service, while avoiding inaccuracies or errors. These changes not only improve the quality of the loan portfolio, but also have a positive impact on the bank’s financial position and its ability to adapt to today’s dynamic market.
Додано/оновлено в НРАТ
2026-04-30
